First-Time Home Buyers Could Have Better Prospects in 2015


Housing Recovery


According to a recent article by, first-time home buyers could have some good news for 2015. One key factor for this improved outlook centers on mortgage rates still remaining at historically-low levels, along with recent improvement in employment prospects for younger people, particularly in the 25-34 age demographic. In addition, there have also been recent to the FHA annual mortgage insurance premium rate, with it being lowered from 1.35% to 0.85%. What this means is that first-time home buyers potentially could afford to buy a home sooner than expected, and that there may be more willingness for them to do so. Very encouraging trends, to be sure, and are definitely worth watching throughout the course of the year. In addition, you can also learn about a new program being offered by the Tennessee Housing Development Agency regarding first-time home buyers, which may allow up to 100% possible financing in certain situations.


With improving trends for potential first-time home buyers nationally, coupled with continued historically-low interest rates, now is a great time to see what the Great Smoky Mountains can do for you. Please feel free to browse our Featured Properties, and see how The Jason White Team can help you realize your home ownership dreams today!


Our Featured Properties for Thursday, January 29, 2015:



AVery Private, 2 BD/2 BA Log-Style Home w/Breathtaking Mtn. Views. Made over $17K in rental income in 2012, & over $22K in rental income in 2013; has enormous rental potential. Has some of the most outrageous views of the Smokies that you will ever see. Incl. 3 1/2+ acres of property, ample parking, Massive Great Rm, Upstairs Loft, & more. Only mins. to Gatlinburg, Pigeon Forge, & Dollywood; come see these amazing mtn. views today! Type: Single-Family Home Location: Pigeon Forge, TN Price: $249,900  For more information >  





CPrivate, Spacious 5 BD/4 BA Log Cabin, w/Incredible Mtn. Views, Only Mins. to Gatlinburg. Made over $64K in rental income in each of the last 2 yrs. Very spacious home, w/ incredible views of dwtn. Gatlinburg & the Smokies. Has a Large Living/Dining Rm, Den/Recreational Rm, spacious deck area, level parking, easy access to city-maintained roads & services, & much more. Only mins. from dwtn. Gatlinburg, the Nat’l Park, & City trolley stops. A great location, w/one-of-a-kind City & mtn. views & great income potential! Type: Single-Family Home Location: Gatlinburg, TN Price: $239,900  For more information > 





APrivate, Uniquely-Constructed, 3 BD/3 BA Cottage-Style Home Within Walking Dist. to Dwtn. Gatlinburg. Great for a permanent or 2nd home, or as an overnight rental. Includes a detached 2-car garage, 2 Master Suite-style BD’s w/Priv. BA’s, a spacious Sunroom/Dining Rm, & seasonal mtn. views. Also located on a private, dead end street, & is truly a uniquely-designed & built home, literally w/in walking dist. to the attractions of Gatlinburg. Come see this home today! Type: Single-Family Home Location: Gatlinburg, TN Price: $238,900  For more information > 










The Jason White Team
Century 21 Four Seasons Realty, Inc.
1441 Wiley Oakley Drive
Gatlinburg, TN 37738
Toll Free: (877) 678-2121
Fax: (865) 436-7227
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